TERMS OF USE
1 Introduction
Updated July 2025
1.1 Welcome to Kaci Help (“Kaci,” “we,” “our,” or “us”). These Terms of Use (“Terms”) form a binding agreement between you (“you,” “your,” or “User”) and the organizations behind Kaci Help. The platform is powered by FactCheck Initiative and developed by IDC Platforms Limited.
Kaci provides access to features such as TravelSafe, Consultation, Ambulance, Beeps, Climate, InfoBank, Suggestions, Feedback, SOS, and Press Releases, among others.
Important Notice: Kaci does not provide medical, security, or emergency services. Ambulance services, security responses, and similar services accessible through the App are provided by independent third parties. In case of a medical or safety emergency, you must contact your local emergency services immediately. Always seek professional medical advice for health concerns. Do not disregard or delay medical consultation based on information obtained through Kaci.
1.2 Privacy
Our Privacy Policy is a separate document that explains the personal information we collect, how it is used and shared, and the choices available to you. Please review it carefully as it forms part of your agreement with us.
1.3 Operator
FactCheck Initiative (CAC/IT/NO 130560) is a registered non-governmental development organization in Nigeria. FCI focuses on research, verifying and double-checking information, and exploring sustainable ways to secure funds or donations that support solutions offered through Kaci Help.
IDC Platforms Limited provides the technical backbone of Kaci Help. This includes software development, staff and training management, data protection, and other critical technical operations required to ensure the App runs securely and effectively.
1.4 Contact
For questions or support, please contact us at [email protected].
1.5 Eligibility
You must be at least 13 years old to use Kaci. If you are between 13 and 18 years old, you may use Kaci only with the consent of your parent or legal guardian. By using Kaci, you confirm that you meet these requirements.
1.6 Acceptance of Terms
By accessing or using Kaci, you agree to be bound by these Terms. If you do not agree, you must not use the Kaci mobile application or related services.
1.7 Language
These Terms are provided in English. However, the Kaci mobile application is available in 11 languages: English, Arabic, French, Chinese, Fula, Igbo, Hausa, Portuguese, Yoruba, Pidgin, and Spanish.
2. The legal relationship between you and Kaci
2.1 These Terms of Use apply to the use of Kaci and contain the terms governing your use of the App. It is important that you have read and understood the present Terms of Use in conjunction with our Privacy Policy before using the App. If you have difficulty understanding any aspect of these documents, please contact us at [email protected] and we can explain what it means for you.
2.2 You may only use Kaci if you agree to these Terms of Use. If you do not agree to these Terms of Use, you may not create a User account on the app.
3. Information we collect about you
3.1 Protecting your privacy and any data relating to you (hereinafter referred to as “Personal Data”) is immensely important to us. For that reason, any of your Personal Data generated by the use of Kaci will only be collected, stored and processed by us in compliance with the relevant General Data Protection Regulations. Please read our Privacy Policy to understand how, and for what purposes, we collect and use your information to provide you with the best possible service.
3.2 You hereby grant us the perpetual, worldwide, transferable, and sublicensable right to use data, which we have anonymized in line with applicable data protection law, in any manner, whether currently known or unknown. You acknowledge and accept that we own all right, title and interest in and to any data derived by us from such anonymized data.
4. Kaci’s Services
4.1 Kaci offers users access to publicly available information to promote awareness, verify internet content, and take informed actions. Through its mobile application and WhatsApp interface, Kaci enables users to stay informed, track climate-related data, and connect with emergency support. Additionally, Kaci can alert pre-saved dependents (emergency contacts) instantly during emergencies or when users activate the TravelSafe feature.
4.2 Kaci is available free of charge, with select premium or subscription-based services available via the mobile app and WhatsApp. Users may opt in for additional features as they are rolled out.
4.3 Kaci is designed to provide information and supportive tools only. It does not claim to be a licensed emergency response provider, security expert, or medical authority. While the services offered are built to support emergency situations, the decision to act on the information provided, including but not limited to requesting an ambulance or initiating consultations, is solely at the discretion of the user.
4.4 Kaci does not generate new or private information. All data, news, and alerts shared through the platform are curated from already publicly accessible sources or are user-submitted.
4.5 Medical Responsibility Disclaimer: If users encounter medical emergencies after interacting with Kaci, whether through health-related alerts, consultations, or symptom-checkers, the choice to request an ambulance or contact healthcare providers lies entirely with the user. Kaci does not replace professional healthcare advice or diagnosis.
4.6 Kaci is not a prediction-based app. It does not offer betting tips, weather forecasts, or AI-generated future projections.
4.7 The Kaci Chatbot operates exclusively via WhatsApp. Kaci is not currently functional on Instagram, Facebook, Telegram, or other platforms. An active internet connection is required for it to function effectively on WhatsApp.
4.8 Kaci Services Overview
Kaci offers a suite of services designed for personal and community well-being, including but not limited to the following:
• Emergency
Allows users to send emergency alerts to their saved contacts. Kaci automatically notifies registered dependents with location and incident details.
• Consultation
Users can reach out for emotional or general consultation via the Kaci platform. This service is designed to offer a listening ear, direct users to appropriate mental health resources, or escalate to emergency response when required. It is not a replacement for professional therapy but may serve as a first step toward it.
• TravelSafe
Enables users to share live travel details with loved ones. Kaci tracks journey progress and automatically alerts emergency contacts if the user signals distress or fails to check in as scheduled. This tool is particularly useful in urban commutes, intercity travel, and during transit through high-risk zones.
• Ambulance
Through the app, users can request ambulance services. Kaci facilitates the request process but is not responsible for delays, availability, or service quality of the responding ambulance provider.
• iReport
Enables users to report verified or witnessed community issues (e.g., crime, road blockage, harassment) to appropriate authorities or community groups. This promotes shared vigilance and communal problem-solving.
• Suggestion
Users may submit ideas, feedback, and suggestions that improve the platform or bring attention to overlooked issues. This service ensures the app evolves in line with real-world needs.
• Climate
Allows users to track their carbon usage, understand their impact, and access tips on reducing their environmental footprint. While not a live CO₂ sensor, Kaci uses estimations based on travel activity, energy use, and other behaviors logged in-app.
• InfoBank
A curated resource hub that provides users with articles, helplines, policies, public service updates, health info, and more. Urban users benefit from region-specific guides, while all users can access national and global insights.
• Beeps (Public & Anonymous)
Kaci’s Beeps feature allows users to share thoughts, observations, suggestions, experiences, warnings, or general posts with the Kaci community. These posts can be made publicly with your name or identity or anonymously, depending on your preference. Whether named or unnamed, Beeps are meant to create safer, more informed, and emotionally aware communities.
Guidelines for Beep Usage:
-All Beeps must adhere to Kaci’s community guidelines, which strictly prohibit the spread of false information, -hate speech, incitement, harassment, or any form of abuse.
-Beeps must not defame, threaten, or infringe upon the privacy or rights of others.
-Users are encouraged to use the Anonymous Beep feature responsibly and truthfully. Anonymity does not remove accountability.
-For privacy and safety reasons, Anonymous Beeps cannot be searched directly through the Beep Search feature. They will appear only within general community feeds or alerts. This measure protects the identity and security of users who choose to remain anonymous, while still allowing their messages to contribute to community awareness.
Moderation and Enforcement:
-All Beeps public or anonymous are subject to moderation, both by automated systems and human reviewers.
-Repeated violations, trolling, false reports, or harmful content may lead to:
Shadow Banning: Your content may no longer be visible to other users without notification to you.
Temporary Suspension: You may be blocked from posting or interacting on the platform for a set period.
Permanent Ban: In cases of repeated, malicious, or highly inappropriate behavior, your account can be permanently removed from the app.
Reporting and Accountability:
-Users can report inappropriate or harmful Beeps. Kaci will investigate all flagged content.
-Even when using anonymous Beep mode, Kaci retains the right to track violations back to the originating account for enforcement purposes.
-The Beeps feature is designed to amplify genuine voices while protecting vulnerable users. Abuse of this tool undermines the purpose of Kaci and will not be tolerated.
• Alerts and Messages
Important messages, public safety alerts, and service reminders are sent via in-app notifications, WhatsApp messages, or SMS.
• Email, SMS, and WhatsApp Notifications to Dependents
During Emergencies and TravelSafe activations, Kaci automatically sends critical updates, including user location and status, to the user’s listed dependents via SMS, email, or WhatsApp.
• Kaci Verify Hub (Strict Access)
The Kaci Verify Hub provides a secure environment for verified users and authorized agencies to search, view, and confirm user information. It can be accessed through the Kaci Help app under the “Profile” section by selecting “Verify Hub,” or via the following links: https://www.kaci.help/verify, or https://verify.kacihelp.com.
Users log in using their registered phone number and password, while agencies use their email and password. Only registered users and verified agencies can view, download, or confirm Kaci Security Number (KSN) details and search records.
Upon login, users can view and download their Kaci Help Card (KHC), which includes their Profile Image, KSN, Full Name, Phone Number, Email, Agency, Guardian Details, Country, Location, Address, Medication Details, Date of Birth, Blood Group, and QR Code.
Users or Agencies may search for other users by KSN only when a valid reason is selected from the approved Kaci Help Search Reasons Dropdown, which includes:
- Accident Victim: Unconscious
- Accident Victim: Conscious
- Robbery or Assault Victim
- Kidnapping/Abduction Case
- Missing Person Verification
- HMO Coverage Verification
- Medical Emergency: Chronic Condition
- Medical Emergency: Trauma/Injury
- TravelSafe Incident/Roadside Emergency
- Routine Patient Registration/Treatment Verification
- Security/Law Enforcement Verification
- Disaster/Mass Casualty Response
- Personal / Family Information
All searches must be made only when important, relevant, and necessary, and must strictly align with the selected reason. Unauthorized, curiosity-driven, or repeated searches without just cause constitute a violation of user privacy and may result in suspension or permanent restriction of access.
When a search is made:
–Users can view limited information of other users, such as Profile Image, KSN, Full Name (with verification badges), Agency, Blood Group, and Guardian Details.
–Verified agency accounts with strict privileges can search for users, by KSN, Phone Number, Name, or Reason, and may access full user details including Profile Image, Full Name (with verification badges), Country, Location, Address, Agency, Guardian Details, Medication Details, Date of Birth, and Blood Group.
-All searches are logged for security purposes. Kaci Administrator reserves the right to monitor search activity, contact users or agencies for verification, and suspend or permanently restrict access in cases of misuse or suspicious activity.
-Kaci Help fully complies with the Nigeria Data Protection Act (NDPA) and the regulations of the Nigeria Data Protection Commission (NDPC), as well as international standards under the General Data Protection Regulation (GDPR). All personal data processed through the Verify Hub is encrypted, stored securely, and accessed only under lawful and ethical conditions.
-Kaci Help does not share or sell user data to any third party. All access logs, including search reasons and timestamps, are recorded and monitored to ensure accountability. Persistent violations or abuse may lead to immediate suspension or permanent banning of access to the Verify Hub.
5. Monthly Carbon Footprint usage
It is important for individuals to help, and one of the ways to achieve this is by knowing how much carbon one contributes. One can calculate their own carbon emission; this is one of the benefits we offer. Through our app and partner websites we provide a free-of-charge platform to calculate your personal CO2. You can customize your search to know your daily, weekly, monthly and yearly emission. With a simple questionnaire, you can get highly specific results on your emission. The specific calculation formula is our trade secret and may change or be adapted at any time.
As you may already know, your daily activities, your dietary preferences and other habits will the data that will determine the result of the calculation. Bearing this in mind, there are a few clarifications to acknowledge and accept;
- That the result you get, although quite accurate, is an approximation.
- That to calculate your actual specific carbon foot print may not be possible; therefore, we do not guarantee such.
- The carbon foot print calculator, although able to calculate your estimated future carbon emission, cannot predict the future, therefore, will only give an estimated result based on the information you provide.
6. Creating a User account
6.1 To use the Kaci mobile application (“App”), you will need an active Apple ID, Google account, or another account supported by your device’s official app marketplace. You may download the App from the Apple App Store, Google Play Store, or another authorized store onto your mobile device or tablet.
6.2 Upon installation, you are required to register an account (“Account”) before you can use the App. The Account may be linked to your mobile device or tablet through the telephone number you provide during registration.
6.3 You agree that all information provided during registration is accurate, current, and complete. You further agree to update such information as necessary to maintain its accuracy.
6.4 You may only create one Account per device and per user. The Company reserves the right to suspend or terminate duplicate accounts.
6.5 You are responsible for maintaining the confidentiality of your Account details, including your login credentials and any verification codes.
6.6 You are solely responsible for all activities that occur under your Account, whether or not you have authorized such activities.
6.7 The Company reserves the right to suspend or terminate your Account at any time if it reasonably believes that you have violated these Terms or engaged in unauthorized, fraudulent, or unlawful activities.
6.8 How to Register
For clarity, the registration process works as follows:
Step 1: Search for Kaci Help on the Apple App Store or Google Play Store, or visit www.kaci.help/download.
Step 2: Sign up using your active phone number. Verification will be completed via WhatsApp, SMS, or Email.
Step 3: Complete your Profile by entering accurate details, uploading your image, and selecting your current location (this is critical for emergency response).
Step 4: Add at least two trusted Guardians by providing their full name, phone number, and email. Kaci will alert your Guardians when you request help.
Step 5: Once registration is complete, your unique Kaci Security Number (KSN) will be automatically generated.
6.9 Upon completion of registration, you will gain immediate access to Kaci’s free features. To explore additional premium features and benefits, you may visit www.kaci.help/sub and upgrade your account at any time.
7. Kaci Subscription
Kaci offers flexible subscription options to ensure timely access to assistance and related services. Subscriptions are based on the number of requests a user can make per week (covering Emergencies, Consultations, TravelSafe, and more) over a 4-week (28-day) period, with additional options available under Custom Plans or Kaci Codes. Full details on current plans and free usage limits are available at www.kaci.help/sub.
7.1 Kaci Code
Kaci Codes are unique codes generated either automatically (e.g., through app interactions or rewards) or manually (e.g., purchased directly or issued through partnerships with corporate or nonprofit organizations). These codes serve as access keys that extend or unlock specific benefits, such as an increased number of requests within a given time frame (daily, weekly, monthly, or campaign-based).
Terms for Using a Kaci Code:
-You are authorized to redeem the Kaci Code within the terms and timeframe specified.
-You agree to comply with both Kaci’s Terms of Use and any additional terms attached to the code by its issuing organization.
-If a Kaci Code was issued by a third party (e.g., your employer, HMO, or partner organization), that organization’s usage rules may also apply.
-For assistance with your Kaci Code, please contact either the issuing organization or the Kaci Support Team.
7.2 Kaci Free Usage
All users are granted a limited number of free requests per week, allowing basic access to Kaci services such as TravelSafe, iReport, and Suggestion requests. These free allowances help first-time and casual users access essential services without payment or codes.
-The number of free requests resets weekly and is subject to a fair use policy.
-If users exhaust their free requests, they may upgrade to a paid plan or redeem a Kaci Code to continue using services.
-Visit www.kaci.help/sub for current free request limits and terms.
7.3 Kaci Plans
Kaci Help offers various subscription tiers to give users greater access to emergency and support services based on their needs:
-BASIC Plan: Ideal for light users. Includes a limited number of requests per week.
-LITE Plan: Best for users requiring moderate access. Includes consultations and is eligible for HMO integration on custom plans.
-PLUS Plan: Designed for high-demand users. Includes consultations with a higher number of requests and is eligible for advanced HMO integration on custom plans.
-AMBO Plan: Includes instant Ambulance Requests, consultations, and other listed services. It is valid only while the plan remains active.
-CUSTOM Plans: Special plans designed for specific events, seasons, or partnerships. These plans are not static and may vary based on request count or duration.
Important Notes:
-All plans, along with their requests and durations, cannot carry over unused requests. Once a plan expires, all limits reset, and your account reverts to the Free Plan unless renewed manually.
-Plan pricing is available on www.kaci.help/sub.
-Prices and request limits are subject to change at any time without prior notice.
-Subscriptions are non-refundable and non-transferable once paid.
-Your plan is tied to your registered phone number.
7.4 HMO Coverage
Kaci Help integrates NHIA-accredited Health Maintenance Organizations (HMOs) to provide verified medical coverage through the Lite and Plus Plans. Details of each plan are available on the subscription page.
HMO Activation Terms:
-Once you meet the requirements and your payment is confirmed, you will receive an HMO Badge that remains active until it expires. You can present this badge at any HMO office, hospital, or authorized location when required.
-Activation may take longer due to verification and data synchronization between Kaci Help, HMO partners, and hospital networks. This ensures fair, secure, and reliable healthcare access for all users.
-Please visit www.kaci.help/hmoterms for more details on HMO activation, coverage, benefits, and related terms.
7.5 Telemedicine Access
Users on Lite, Plus, Ambo, or Custom Plans can access verified telemedicine categories under the Consultation feature during their active subscription. Check the app for the full list of available categories.
FAQs (Frequently Asked Questions)
-Is the subscription monthly or yearly?
Most Kaci Help subscriptions run monthly (28 days). You’ll need to renew manually each month. Custom Plans may have longer durations.
-How do I pay for a subscription?
Payments are made securely online via Paystack or Flutterwave. After successful payment, you’ll receive a confirmation email.
-What happens if I don’t renew after 28 days (or the stipulated time)?
Your account automatically reverts to the Free Plan, and you’ll lose access to premium features or unused requests.
-Can I carry unused requests into the next month?
No. All request limits reset every month. Unused requests do not roll over.
-What is included in the Ambo Plan?
The Ambo Plan provides ambulance request service with other requests. It is valid only while the plan remains active.
-How do I change or upgrade my plan?
Log in to your subscription account and click the “Upgrade” button beside your current plan.
-Can I request a refund if I don’t use the app?
No. Once a subscription is paid for, it is non-refundable regardless of usage.
-Can I transfer my plan to someone else?
No. Plans are personal and tied to your registered phone number.
-Is there a limit to how many requests I can make?
Yes. Each plan comes with a set number of requests per week, except the Ambulance Plan, which is limited to once per month or per subscription.
-How does payment work?
All payments are made online via trusted gateways (Paystack or Flutterwave). A confirmation email is sent immediately after payment. Payments are not refundable, and plans are not transferable.
-Can I use my HMO plan for family or friends?
No. HMO and Telemedicine services are personal and tied to your verified Kaci Help ID. Sharing or unauthorized use is not allowed.
-What if I skip a month or my subscription becomes irregular?
Your HMO activation may pause or restart depending on your lock-in progress. You’ll need to maintain consecutive monthly payments to keep eligibility.
-Can I upgrade my HMO coverage?
Yes. You can switch from Lite to Plus or move to an annual plan by visiting www.kaci.help/sub
-What is the HMO Badge?
Once you meet activation requirements and payment is confirmed, you’ll receive an HMO Badge that remains active until expiry. You can present it at any HMO office, hospital, or authorized location.
-How long does HMO activation take?
Activation time may vary due to verification and data synchronization between Kaci Help, HMO partners, and hospital networks. This ensures fair and reliable healthcare access.
-Is my information secure?
Yes. Kaci Help uses end-to-end encryption and does not share your data with third parties.
-Where can I read more FAQs?
Visit the full FAQ page at 👉 https://www.kaci.help/faq/
8. Your right to use the Kaci Mobile Application and WhatsApp Chatbot
8.1 Kaci and all materials and content contained therein are our property or the property of the persons who have granted us the applicable license (this also applies to the third-party software listed in the Kaci App). We grant you the right to use these materials and content, but only for the purposes of using Kaci in accordance to these Terms of Use.
8.2 We grant you the right to personally access and use Kaci. You are prohibited from transferring this right to anyone else, or to sell, give away or transfer your User Account to anyone else. Your right to access Kaci does not preclude us granting other persons the right to access Kaci.
8.3 Your right to use the name “Kaci” or any trademarks, logos, domain names or other characteristic trademarks whatsoever is limited to the scope defined in these Terms of Use.
8.4 In return for your warranty to comply with these Terms of Use, we grant you a limited, non-transferable, non-sublicensable, personalized, non-exclusive, revocable right to interact with Kaci to your device or to access the Website or the Screening Tool under the conditions set forth in these Terms of Use or the privacy policy, or under any terms applying to the App (WhatsApp or web browser) you may be interacting with Kaci from.
8.5 As the User, unless such behaviours are appropriately permitted in accordance with these Terms of Use or unless permitted under mandatory copyright law where necessary for the use of Kaci in accordance with its intended purpose and/or indispensable to obtain the information necessary to achieve the interoperability with other programs, you undertake to refrain from the following:
- You, the User, agree not to replicate or copy Kaci, either in whole or in part.
- You, the User, agree not to sell or otherwise make available Kaci, either in whole or in part, to anyone else.
- You, the User, agree not to modify Kaci, in whole or in part, in any way whatsoever.
- You, the User, warrant that you will not attempt to discover or access the source code of Kaci, in whole or in part, unless it has been expressly published by us and released into the public domain.
8.6 You are aware that we, and/or the persons who have granted us a license in this respect, are entitled to any confidential information, rights of use, of exploitation and of recovery, and any other intellectual property rights fully or partially existing, regarding Kaci.
8.7 Feedback/surveys. If you provide feedback, ideas or suggestions, or if you reply to surveys in connection with our Services (hereinafter referred as the “Feedback”), you acknowledge that the Feedback is not confidential and that you grant us a worldwide, non-exclusive, irrevocable, perpetual, royalty free and unlimited license to use your Feedback in any way, for any purpose, and through any medium or technology now known or unknown, whether in whole or in part, and whether as modified or unmodified. We will always use your Feedback in compliance with those Terms of Use, our Privacy Policy and any other applicable laws.
9. Your use of the Kaci Mobile Application and WhatsApp Chatbot
9.1 In addition to the other provisions in these Terms of Use, this section defines certain regulations relating to the use of Kaci (hereinafter referred to as “Regulations”).
9.2 The following is a list of activities that are prohibited in the context of using Kaci. You are prohibited to:
- Circumvent, disable, or otherwise manipulate any of Kaci’s security features or any features preventing or restricting the use or copying of the content that is available via Kaci,
- Create multiple User Accounts on Kaci (however, as far as Kaci functionality allows it, you may link your social networks or other accounts supported by us with the User account on Kaci),
- Provide false or misleading information in the User Account details or registration,
- Allow anyone else to use Kaci on your behalf or in your place, especially pertaining to medical & other personalized services
- Use Kaci if we have temporarily suspended your right of use, or forbidden you to continue using it,
- Send junk mail, spam or repeated messages,
- Act in any unlawful or illegal manner,
- Modify, interfere with, hack or disrupt Kaci, or to intercept messages,
- Misuse Kaci or to infiltrate it with viruses, trojans, worms, logic bombs or anything else that might harm Kaci or any other user of Kaci equipment,
- Extract data from Kaci except as permitted under these Terms of Use,
- Post or contribute any abusive, threatening, obscene, misleading, untruthful, or offensive content, or content that contains any form of nudity or violence, and
- Enter information or comments about any third-party without the consent of the third-party concerned.
9.3 The non-compliance with the Regulations listed in paragraph 9.2 represents a material breach of these Terms of Use, and may result in us, at our sole discretion, initiating the following measures – either individually or in combination:
- The immediate, temporary suspension or permanent withdrawal of the right to access Kaci,
- A warning being sent to you,
- Initiation of legal proceedings against you, including a claim for reimbursement of any costs and expenses incurred due to the breach of agreement (including reasonable administrative costs and legal fees), and moreover
- Disclosure of information to the law enforcement authorities, if and to the extent permitted by law and deemed by us to be necessary.
9.4 The reaction to a breach of agreement committed by you is not limited to the actions described in the preceding paragraph 9.3, i.e. we are entitled to take any further action in accordance with these Terms of Use and/or statutory law.
10. Termination of our contractual relationship
10.1 In the event that you feel that you can no longer agree to the present Terms of Use or the Privacy Policy, at any time, you agree to stop using Kaci immediately.
10.2 You are entitled to stop using Kaci at any time and to terminate your agreement with Kaci, including if you do not agree with the changes to Kaci or these Terms of Use we proposed. Please follow the instructions on Kaci to deactivate your User Account. If you access Kaci via the Kaci App, you can delete your User Account via the settings menu.
10.3 If we choose to terminate your agreement with us, we will provide you with two weeks’ notice.
10.4 Either party’s right to terminate the agreement for cause remains unaffected. Cause that entitles us to terminate the agreement may be, in particular but not exclusively, your violation of the material contractual provisions (in particular paragraph 7.2) and if, due to external circumstances, it can be assumed that you are making improper use of our services. If good reason exists, we are furthermore authorised to block your access to Kaci, without any notice, and provided that no other less severe measure is effective.
10.5 If you or we deactivate your User Account as described in this paragraph or withdraw your right to access Kaci, we will delete any Personal Data stored about you in accordance with our Privacy Policy (and as stipulated in the applicable statutory provisions), provided that our rights to use such data in anonymized form pursuant to section 3.2 remains unaffected. You also lose the right previously granted to you to access Kaci.
11. Our promise to you
11.2 You should not take any action, make any decision, or rely on the information provided by Kaci without first consulting the appropriate professional or authority.
11.3 Due to the nature of technology and the internet, we do not guarantee that Kaci will always function without interruption, delay, fault, or error, or that it will always meet your expectations. We assume no obligation regarding the performance, quality, or availability of Kaci, and expressly disclaim any liability for technical or service-related issues.
11.4 By using Kaci, you agree that Kaci Help, its founder, operators, partners, affiliates, and licensors shall not be held liable under any circumstances for any damages, losses, injuries, claims, or expenses of any kind arising from or in connection with the use of Kaci, whether direct, indirect, incidental, consequential, or otherwise, even if we have been advised of the possibility of such damages. Please note that by using Kaci, you agree that you are responsible for how you use it, and you do so at your own discretion and choice.
12. Third-party services
12.1 If, and to the extent that, our Kaci Mobile Application and WhatsApp Chatbot contains links to other websites or resources operated by third parties, these links are to be deemed as being provided for your information only.
12.2 We are unable to influence the content of such websites or resources provided by third parties, and we may not be held liable for the content of information or websites linked included in frames. We may not be held liable for any financial or physical damages that you may incur as a result of, or in connection with, the use of such websites or resources.
12.3 You understand that the availability of Kaci is dependent on the third-party where you downloaded the Kaci App. You are aware that these Terms of Use apply to the contractual relationship between you and Kaci, not to your contractual relationship with the App Store.
13. Links to other websites
Please note that we make use of links to third party and partner websites which may be the responsibility of these third parties.
The user terms and privacy policy of these third parties are not our responsibility as we hold no control over them or their mode of operation and service. As such, the offerings and services of these entities are solely their responsibility.
You agree that we shall not be held liable for any damage or loss allegedly caused by the direct or indirect use of our content, services, goods or any form of product.
You also agree that we shall not be held liable or responsible for any inconveniences, damage or loss allegedly caused by the direct or indirect reliance on our any of these third party or partner websites that you use.
14. Kaci App and WhatsApp Chatbot updates
14.1 We are constantly updating and improving Kaci. We constantly strive to provide you with innovative new services and features. We also make improvements and updates in order to stay abreast of changing technologies, behaviours and the way in which people use the internet.
14.2 We reserve the right to change a specific aspect of a specific feature by updating Kaci, resetting that feature and suspending the service or support for that feature. These changes may affect your activities on Kaci. Changes may include the removal, modification or reset of the features you use. We will inform you of the changes and your rights in the case of changes by separate notification, to the extent you have signed up for such notifications (see paragraph 15.3.).
14.3 Updates may be released from time to time by us or via the App Store where you downloaded the App App. From time to time, to be able to use Kaci, it may be necessary for you to update third-party software.
15. Changes to these Terms of Use
15.1 We have the right to amend, adapt or supplement the present Terms of Use from time to time.
15.2 Any changes to these Terms of Use will usually be the result of new features being added to Kaci, or of changes in the legislation or applicable Regulations.
15.3 We will contact you to notify you of any changes or additions to these Terms of Use at least 30 calendar days before any changes or additions to these Terms of Use take effect. If you do not object within 30 days of receipt of notice, such changes and additions will be regarded as effective and agreed upon from the deadline onward. We will inform you of your right of objection and the consequences of the objection in our notice of changes to the Terms of Use. If, in the event of your objection to the amendment within the agreed timeframe, it is legally, economically or technically unreasonable for us to continue the provision of Kaci, we are entitled to terminate the agreement no earlier than the effective date of the amendment set forth in the notification. Any other right of termination remains unaffected.
16. Documents governing the contractual relationship between you and us
The current version of the Terms of Use includes all provisions governing the contractual relationship between you and us. Older versions of the Terms of Use no longer apply to our contractual relationship and are entirely replaced by the current version.
17. Applicable legislation and jurisdiction
17.1 Our current headquarters is located in Nigeria. The agreement concluded on the basis of these Terms of Use is subject to the laws of the Federal Republic of Nigeria. Without prejudice to the above choice of jurisdiction, in the case of agreements between traders and consumers, the provisions of the law of the country in which the consumer is habitually resident and which – under the law of that country – may not be derogated from, may be applied in favour of the consumer if the trader:
- pursues his/her commercial or professional activities in the country of the consumer’s habitual residence, or
- such activities are in any way directed at that country or at several countries including that country, and the agreement falls within the scope of such activities.
17.2 The courts of Nigeria have the exclusive jurisdiction to settle any disputes arising in connection with, or as a result of, your use of Kaci.
17.3 Kaci does not participate in dispute settlement proceedings before a consumer arbitration board.
18. Your Privacy
The Kaci Help privacy policy explains the data we collect, use, store, and process while you use and access our Services. By using our Services, you have read, understood, and agree to the terms of our privacy policy, and you agree that we may use such data in accordance with the terms of our privacy policy. If you have any questions regarding our privacy policy, please contact [email protected]
19. Compliance with Policies
While using the Services, you agree that you will comply with all posted policies as we may update from time to time. We may suspend or stop providing you with access to the services if you fail to comply with any policy.
20. User Content and Links to other Websites
20.1 Kaci Help encourages contributions to its Site. You may submit service descriptions, comments, postings, advice, and recommendations through the features available on the Sites (collectively “User Generated Content”). You are solely responsible for any User Generated Content produced or provided by you, and you hereby agree not to provide any information that you know or reasonably should know to be false or materially misleading, libelous, defamatory, obscene, or that invades another person’s privacy, infringes the intellectual property rights of another, or violates any applicable laws or regulations.
20.2 By providing User Generated Content to Kaci Help, you grant Kaci Help a perpetual, non-exclusive, royalty-free license to use such content in association with the provision of its Services and the Sites.
20.3 Kaci Help reserves the right, in its sole discretion, to reject, refuse to publish, or remove any User Generated Content.
20.4 Kaci Help is not responsible for and does not endorse statements, comments, or other information contained in User Generated Content provided by other users, and any reliance by you on such information will be at your sole risk. User-Generated Content provided by you or other users may contain links to other websites. Kaci Help does not monitor or verify in any way the content of any websites linked to the Sites and is not responsible for the accuracy of such content or for any of the opinions expressed therein. Inclusion of any linked website on the Sites does not imply approval or endorsement of the linked website by Kaci Help. When you access these third-party sites, you do so at your own risk.
21. Intellectual Property Rights
21.1 The Company is the exclusive owner of the Sites and the Services (including revisions, modifications, and enhancements thereto). All rights, title, and interest, including, but not limited to, intellectual property rights, in and to Kaci Help’s Sites, the Services, the Software, and the Sites’ Content, remain the exclusive property of the Company and its licensors where applicable. Except as expressly permitted in this Agreement, you will not reproduce, modify, or prepare derivative works based upon, distribute, license, sell, transfer, publicly display, publicly perform, transmit, or otherwise use Kaci Help Sites, the Services, the Software or the Site’s Content.
21.2 The Kaci Help name, logo, and the product names associated with the Services are trademarks of the Company, our affiliated companies, or other third parties and we do not grant any right or license to you to use them. Any logo, trademark, service mark, domain name, or trade name appearing on or within the Services, whether registered or not, are the property of the Company or their respective owners. You may not use any of the foregoing without our express permission.
22. Your Mobile Device
Your contract with your mobile network provider (“Mobile Provider”) will continue to apply when accessing or using the Services on your mobile, handheld device (“Mobile Device”). You understand that your mobile provider may charge you fees for your use of its network connection while accessing or using the Services, for data downloading, e-mail, text messages, for roaming, and other mobile provider or third-party charges. You understand that the Services are provided over the Internet and mobile networks, so the quality and availability of the Services may be affected by factors outside our control.
We do not guarantee that the Services will be compatible or operate with your Mobile Provider’s service plans, with any particular Mobile Device, or other piece of hardware, software, equipment, or device you install on or use with your Mobile Device. We are not responsible if the Services are unavailable or if you cannot download or access the Services or Content, for any compatibility or interoperability issues, or for any communication system failure which may result in the app is unavailable.
23. Communication Preferences and Consent
23.1 From time to time we may send you communications to the email address associated with your account. These communications may include but are not limited to, tips and recommendations, special offers, and other account-related or transactional messages.
23.2 Additionally, our mobile and tablet applications may, in some circumstances, offer the ability for you to receive SMS communications and push notifications in connection with those applications and the Services. If you would like to modify your ability to receive push notifications from our applications, you can control those settings within the settings or preferences of each respective device. By accepting this Agreement and using the Services, you expressly consent to the receipt of all such communications from or on behalf of Kaci Help. You may modify your communication preferences at any time within the Settings section of our website or applications. You may not opt out of receiving account-related or transactional communications.
24. Authorized Jurisdictions
Kaci Help makes the Services available in Nigeria. We may add or remove countries and/or territories from the list of Authorized Jurisdictions at any time and without any notice, liability, or obligation to you with respect to each such territory. Use of the Services outside of the Authorized Jurisdictions is strictly prohibited, outside the scope of the license granted herein, and may subject your account to termination and other legal action.
25. Indemnification
You agree to defend (at our request), indemnify, and hold harmless Kaci, its parent company, subsidiaries, affiliates, officers, directors, employees, agents, licensors, and service providers from and against any and all claims, liabilities, damages, losses, costs, expenses, and fees (including reasonable attorney’s fees) arising out of or related to:
a) your actual or alleged breach of these Terms, including any representations, warranties, or obligations;
b) your use, misuse, or inability to use the Services;
c) your violation of any law, regulation, or third-party rights, including intellectual property rights, rights of publicity, confidentiality, or privacy; and
d) any content, information, or data you provide, share, or transmit through the Services.
This indemnification obligation will survive the termination, suspension, or expiration of your account or use of the Services, and will continue to apply regardless of whether you discontinue using the Services.
26. Disclaimer
26.1 Kaci sends only notifications to dependants, partners, or agencies and does not provide security, emergency, or help services. Users are solely responsible for contacting and reaching out to the nearest emergency services or relevant authorities if they need help. Kaci cannot be held responsible for any issue, mistake, delay, miscommunication, or any other reason resulting from the use of the Mobile Application, WhatsApp, SMS notifications, or any integrated service.
26.2 Service-Specific Disclaimers
26.2.1 SOS Alerts: Kaci provides an SOS notification service. It is not a substitute for contacting emergency services such as the Police, Fire Service, Medical Ambulance, or other government agencies. Kaci disclaims all responsibility for non-delivery, delays, or inaccuracies in SOS alerts.
26.2.2 TravelSafe: The TravelSafe feature provides travel details and notifications to selected dependants. It does not guarantee physical safety, transport reliability, or protection against harm.
26.2.3 Beeps on Kaci Help: Beeps are not alerts. They are posts shared on Kaci Help in the form of text, images, videos, or voice recordings. While these posts may reach Guardians, partners, or other users, Kaci makes no guarantee of delivery, timeliness, accuracy, confidentiality, or effect.
26.2.4 Location Services: Kaci may provide approximate location services. These are dependent on third-party GPS, mobile networks, and data providers. Accuracy is not guaranteed, and service interruptions may occur.
26.2.5 Data & Communication: Notifications via WhatsApp, SMS, push notification, or other channels are dependent on third-party providers. Kaci will not be responsible for errors, delays, failures, or nondelivery caused by those platforms.
26.3 No Warranties: We provide the Services “as is” and make no representations or warranties, whether express or implied, regarding their use or that the Services will be error-free. To the maximum extent permitted under applicable law, Kaci disclaims all warranties of merchantability, fitness for a particular purpose, and non-infringement. We make no guarantees regarding the suitability, performance, completeness, accuracy, reliability, availability, or operation of the Services or any information contained within.
26.4 Limitation of Liability: You expressly agree that your use of, or inability to use, the Services or any Content, data, or other information found in the Services, is at your sole risk. Kaci, its officers, directors, employees, affiliates, licensors, suppliers, and partners shall not be liable for any indirect, incidental, consequential, exemplary, or punitive damages, including but not limited to loss of data, loss of profits, personal injury, or failure of emergency notifications.
26.5 User Responsibility: Users acknowledge that Kaci is only a notification tool and does not act as a government agency, security company, hospital, ambulance service, or emergency responder. By using the Services, users agree to take full responsibility for their personal safety and to independently contact emergency services whenever necessary.
26.6 Waiver of Claims: By using the Services, you waive any claim against Kaci for failure, error, or delay in sending notifications or any consequences thereof. Your sole and exclusive remedy for dissatisfaction with the Services will be to discontinue use of the Services.
26.7 Governing Law: This Disclaimer and any disputes relating to it shall be governed and construed in accordance with the laws of the Federal Republic of Nigeria, without regard to conflict of law provisions.
27. Limitation Of Liability
27.1 YOU UNDERSTAND THAT TO THE EXTENT PERMITTED UNDER APPLICABLE LAW, IN NO EVENT WILL THE COMPANY, ITS PROFESSIONALS, OR THEIR OFFICERS, EMPLOYEES, DIRECTORS, SUBSIDIARIES, AFFILIATES, AGENTS, OR LICENSORS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR EXEMPLARY DAMAGES, INCLUDING BUT NOT LIMITED TO, DAMAGES FOR LOSS OF REVENUES, PROFITS, GOODWILL, USE, DATA OR OTHER INTANGIBLE LOSSES ARISING OUT OF OR RELATED TO YOUR USE OF THE APPS OR THE SERVICES, REGARDLESS OF WHETHER SUCH DAMAGES ARE BASED ON CONTRACT, TORT (INCLUDING NEGLIGENCE AND STRICT LIABILITY), WARRANTY, STATUTE OR OTHERWISE.
27.2 To the extent that we may not, as a matter of applicable law, disclaim any implied warranty or limit its liabilities, the scope and duration of such warranty and the extent of our liability will be the minimum permitted under such applicable law.
28. Assignment
The Company may assign this Agreement or delegate any of our rights or obligations hereunder, or any part thereof, to any third party, including our successor in interest, without requiring your written consent. You may not assign this Agreement in whole or in part, for any reason. This Agreement will be binding upon and will inure to the benefit of the parties and their heirs, executors, administrators, successors, and assigns.
29. Suspension and Termination
29.1 We may suspend, disable, or close your account or otherwise stop providing the Services to you in whole or in part at any time and for any reason. We will make reasonable attempts to notify you through the email address or phone number you used to register your account if we ever have a need to suspend, disable, or close your account. We will have no liability to you or any third party if we suspend, disable, or close your account. You will not be able to access any Content or the Services once your access has been suspended or terminated or if the Services have been shut down.
29.2 You may deactivate your Account and end your registration at any time by contacting the Kaci Help Support. At the time of such deactivation you are solely responsible for obtaining any Content Information you may have submitted, or which has been stored on the Sites for your future use. Subject to applicable law, the Company reserves the right to maintain, delete or destroy all communications and materials posted or uploaded to the Sites pursuant to its internal record retention and/or content destruction policies. After such termination, Kaci Help will have no further obligation to provide the Services to you. All Sections shall survive any termination or expiration of these Terms of Use.
30. Governing Law and Disputes
(a) Governing Law. This Terms of Use, including all claims relating to or arising hereof or breach thereof, whether in contract, tort, or otherwise, will be governed and construed in accordance with the laws of the Laws of Nigeria.
(b) Right to seek court relief. if the Company reasonably believes that you have in any manner acted or failed to act in any manner that may cause harm to us or any third party, we may seek injunctive or other appropriate relief in any court of competent jurisdiction;
(c) Informal Resolution. If you have any dispute with us or any related third party, arising out of, relating to, or connected with this Terms of Use or the Services, you agree to contact us directly and provide a brief, written description of the dispute and your contact information (including your username, if your dispute relates to an account); and give us Twenty One (21) days from the date of submitting your written description with us within which to resolve the dispute to your reasonable satisfaction. If Kaci Help does not resolve the dispute through good faith negotiations under this informal process, you may pursue the dispute in accordance with the arbitration agreement below.
(d) Arbitration Agreement. Any claims by Kaci Help, or claims by you that are not resolved by the Informal Resolution procedure described in clause (c) above, arising out of, relating to, or connected with this Terms of Use must be asserted individually in binding arbitration administered by the Nigerian Law. Nigerian Laws will apply in all cases and govern the interpretation and enforcement of the arbitration rules and arbitration proceedings. Judgment on the award rendered by the arbitrator may be entered in any court of competent jurisdiction. In addition to and notwithstanding the terms stated above, the following will apply to your disputes: (1) the arbitrator will have exclusive authority to resolve any dispute relating to the interpretation, applicability, enforceability, or formation of this Terms of Use including any claim that all or any part of this Terms of Use is void or voidable; (2) the arbitrator will not have the power to conduct any form of class or collective arbitration, nor join or consolidate claims by or for individuals; and (3) you hereby irrevocably waive any right you may have to a court trial (other than small claims court as provided above) or to serve as a representative, as a private attorney general, or in any other representative capacity, or to participate as a member of a class of claimants, in any lawsuit, arbitration, or other proceeding against us or related third parties arising out of, relating to, or connected with this Terms of Use.
The arbitration proceedings and the outcome thereof will be kept confidential by each party and not used for any purpose other than a party exercising its rights and fulfilling its obligations with respect to the other party; provided, however that either party may disclose the existence and results of the proceeding: (1) as required by law, rule, or regulation; (2) to its accountants, attorneys, and other fiduciaries; and (3) to an arbitrator or third party who has exercised its rights under this clause for use as persuasive authority in other proceedings brought pursuant to this clause.
31. General Terms
31.1 These Terms of Use supersedes all prior agreements concerning the subject matter herein. If any provision in this Terms of Use is deemed invalid by a court with competent jurisdiction or by an arbitrator having conduct of such mater, such provision or portion thereof will be deemed omitted.
31.2 No term or provision in this Agreement will be deemed waived and no breach excused unless such waiver or consent is in writing and signed by us. Our waiver or failure to exercise in any respect any right provided herein will not be deemed a waiver or any further right hereunder.
31.3 Nothing in this Terms of Use will create or confer upon any party that is not Kaci Help or you any legal or equitable rights, remedies, liabilities, or claims with respect to this Terms of Use.
32. Notices
32.1 We may post notices to you within the Services. We may also send you notices about products and services to the email address you provided us. You hereby consent to receive notice from us through the foregoing means, and you are deemed to have received such notices at the latest within two (2) business days from us posting or sending a notice. You are responsible for keeping your account information, including your email address, up to date.
32.2 Kaci Help assumes no liability nor any responsibility for any consequences resulting from your provision or use of outdated, incomplete, or inaccurate information in connection with the Services. Except as otherwise provided for herein, any notices required to be delivered to Kaci Help under this Terms of Use may be delivered via the contact information provided below.
33. Support and Feedback
33.1 You consent to us communicating with you by electronic means (such as by email or other form of text as defined in Nigerian law).
33.2 We may send you notices electronically to the email address you provided at the time you signed up for Kacifeatures and services, or via other electronic means on Kaci when available.
33.3 The failure to enforce our rights must not be construed as a waiver of such rights.
33.4 Should any provision in these Terms of Use be or become void or unenforceable, the effectiveness of the remaining provisions will remain unaffected.
34. Contact
If you would like to contact us in regard to the present Terms of Use or any other document mentioned in them, please email us at [email protected].


